Solutions for
Your Home

Explore our range of refinancing options tailored to suit your needs. Whether you're looking to lower your monthly payments, consolidate debt, or tap into your home's equity, we have the perfect solution for you.

What is Your Goal?

I want to lower my monthly payment.

Looking to reduce your monthly expenses? Explore our refinancing options designed to lower your monthly mortgage payment and improve your financial flexibility.

I want to get cash out using my equity.

Unlock the equity in your home with a cash-out refinance. Access funds for home improvements, debt consolidation, or other financial goals by refinancing your mortgage.

Refinancing your mortgage

Embark on a seamless refinancing journey with us: from consultation and application to document submission, review, approval, closing, and finally, enjoying the benefits of your new mortgage terms hassle-free.
Take the First Step

Apply Now for Your Mortgage Process!

Take the First Step

Apply Now for Your Mortgage Process!

Commonly Asked Questions

What is refinancing?

Refinancing is a process homeowners go through to change the interest rate and/or terms of their current mortgage.

When is the right time to refinance?
You may want to consider refinancing if any of these scenarios apply:
-Mortgage rates are lower than when you closed on your current mortgage.
-Your financial situation has improved.
-Your adjustable rate mortgage is adjusting upward
-Your home has significantly appreciated in market value.
Can I refinance to take cash out of my house?

Yes, Polaris Home Funding Corp. offers multiple options that allow you to access your homes equity and take cash out.  

How can I consolidate debt when refinancing my mortgage?

Cash-out refinancing can help homeowners who want to consolidate high-interest debt.  Because your mortgage interest rate is likely to be lower than rates on credit cards or other types of bank loans, consolidating debt may reduce your overall monthly debt payments.